Nationwide Debt Relief Review: Focused on Credit Card Consolidation


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Many debt settlement companies charge a minimum of $ 10,000, but with Nationwide Debt Relief, you can list $ 5,000 in unsecured debt. Although this company is not a member of IAPDA, consumer opinion is favorable and the company has a documented track record in helping consumers reduce payments for unsecured debt.

Nationwide Debt Relief
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Strong points

  • No fees if your debt is not reduced by at least 20%
  • Transparent pricing with fixed fees
  • California Residents Can Arrange For In-Person Debt Relief Advice

Compromise

  • Not a member of the International Association of Professional Debt Arbitrators
  • Customer service is spotty

What is Nationwide Debt Relief?

CountryWide Debt Relief’s main area of ​​expertise is debt settlement. Using a business like this isn’t something you choose to do as much as something you might be forced to consider if your unsecured debt gets out of hand.

CountryWide Debt Relief helps thousands of consumers get rid of the headache of growing interest, late fees, and aggressive creditors.

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How Does Nationwide Debt Relief Work?

CountryWide Debt Relief uses a form of debt relief known as debt settlement. They negotiate with your creditors in the hope of reducing the debt for a single payment in full and final settlement of the account.

Assuming CountryWide Debt Relief comes to a settlement with your creditors, you make monthly payments to a savings account instead of paying your creditors. CountryWide takes these monthly payments with all fees built in.

Country-wide debt relief summary

  • Accreditation: American Fair Credit Council, Better Business Bureau, Consumer Affairs
  • Consultation: Free telephone consultation after completing the online form
  • Costs: Fixed fee of 18% of debt upon enrollment Fees vary by state
  • Customer service: Telephone
  • Accepted debts: Unsecured debt. The minimum debt considered is $ 5,000
  • Free resources offered: Nothing
  • Restrictions: Available in all states
  • Service offered: Debt Settlement, Legal Aid, Debt Consolidation Loans
  • Confidence Notes: BBB rating of A + and 9.6 Trustpilot score
  • Completion time: 24 to 48 months or more

How much does it cost to use debt relief nationwide?

You won’t need to pay any fees up front with CountryWide Debt Relief.

The costs are transparent and flat-rate. You will pay 18% of your debt at the time of registration rather than at the time of payment.

What Could You Save With Nationwide Debt Relief?

There is not much hard data available on how much the average CountryWide Debt Relief customer saves on their overall debt repayment.

Typical savings for similar debt settlement companies tend to start around 15% or 20%.

How to register

Find out if you qualify for the program offered by CountryWide Debt Relief online by following these simple steps:

  • Visit the CountryWide Debt Relief website
  • Click on See if you qualify
  • Select the amount of debt you want to take out, then click To continue
  • Select your late payment, then click To continue
  • Select your credit score then click on To continue
  • Enter all relevant contact details, including your state of residence, then click See your results

And after?

Once you have registered online as above, you will receive a message asking you to call them at 800-594-3362 for a free consultation.

During this initial consultation, you will have the opportunity to describe your situation to the customer service representative.

Following this phone call, you will receive an email with an application form and a list of documents you will need to provide, assuming you are eligible for the program.

If you are not eligible, they may still be of use to you. They may refer you to partners offering debt consolidation loans to achieve the same end goal of streamlining debt repayments while reducing the total amount repaid.

They also provide legal services if you determine that bankruptcy is the best solution.

Verdict

If you’ve been faced with extreme and unexpected financial hardship that you weren’t prepared for, CountryWide Debt Relief might be a resource to explore.

One of the main selling points of CountryWide is the breadth of services they offer. For anyone unable to enroll in the regular debt settlement program, partner companies can potentially offer debt consolidation loans. You can also benefit from in-house legal services if needed. If you are in serious financial difficulty, it is worth seeking professional advice.

If you choose to continue with the CountryWide Debt Relief program, you can confidently deal with this reputable company. Although they are missing IAPDA accreditation, customer reviews are overwhelmingly positive and the company has a proven track record of helping those under duress pay less for unsecured debt repayments.

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Nationwide Debt Relief

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One of the main selling points of CountryWide is the breadth of services they offer. For anyone unable to enroll in the regular debt settlement program, partner companies can potentially offer debt consolidation loans. You can also benefit from in-house legal services if needed. If you are in serious financial difficulty, it is worth seeking professional advice.

If you choose to continue with the CountryWide Debt Relief program, you can confidently deal with this reputable company. Although they are not IAPDA accredited, customer reviews are overwhelmingly positive and the company has a proven track record of helping people under duress pay less for unsecured debt repayments.


Naomi C. Amerson